I have entered all settings credentials, but it keeps giving me wrong username or password message, i don`t know the reason if it is update or email settings issue.
Also, no emails notification for add user and reset password are not working
I gave up with MS SMTP as the security is a pain when 2FA is involved.
Try using SMTP2Go or a similar service. You'll need to add an entry to your DNS settings to prevent problems with spam blockers.